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Every rollout

AI launches, pilots and rules at Gulf banks, newest first. Every story names its source.

Customer serviceData

Emirates NBD ranks first of 25 banks in the first Middle East and Africa AI index

Evident's new index puts Emirates NBD ahead of Standard Bank, with First Abu Dhabi Bank third. Two of the top three are in the UAE.

Emirates NBD · UAE2 Jun 2026
Customer serviceLive

ADCB rebuilds its mobile app around a conversational AI assistant

Customers can check balances, move money and manage cards by voice or text. ADCB says biometrics and AI fraud detection sit underneath.

ADCB · UAE11 May 2026
FraudRules & deadlines

UAE banks retire SMS and email one-time passwords

Banks had until 31 March 2026 to phase out OTPs sent by SMS and email. Approval inside the bank's app replaces them.

UAE banks · UAE31 Mar 2026
RegulatorsRules & deadlines

The UAE central bank's AI guidance: in, on or out of the loop

Three levels of human oversight, a right to ask for human review, and an AI inventory for every bank. What the CBUAE guidance asks of lenders.

CBUAE · UAE11 Feb 2026
Customer servicePilot

Meet Fahad: KFH tests an AI video avatar at its branch kiosks

Kuwait Finance House calls it Kuwait's first AI-powered virtual employee. NCR Atleos calls it a field test. It hands over to a live agent when needed.

Kuwait Finance House · KW4 Nov 2025
FraudLive

Bank Albilad scores every transaction in real time to hunt mule accounts

The Saudi bank uses machine learning and network analysis from SAS. The vendor reports half the false positives and 70% more fraud losses prevented.

Bank Albilad · KSA9 Jan 2025
RegulatorsRules & deadlines

Qatar requires central bank approval before a bank launches a new AI system

The QCB AI Guideline, in force since September 2024, adds an AI register, mandatory human oversight and customer notice when people deal with AI.

Qatar Central Bank · QA4 Sep 2024